TO: All clients of Philip Liew & Co and Liew Secretarial Services

RE: Tax Updates

 

 

1          IRAS Circular “Taxpayer Audit” dated 15 Dec 2003

 

Taxpayer Audit is carried out by IRAS’s tax auditors to detect errors so that taxpayers can be advised on better compliance.  It involves the examination of books and records to verify compliance with tax laws.  In this circular, IRAS outlines the purpose of taxpayer audit, its scope and process and consequences. Common errors uncovered in the course of their audits are as follows: –

 

I           Understatement of income as a result of:

(a)        Mistakes in recording and adding up income earned

(b)        Failure to account for all invoices issued

(c)        Failure to issue invoice/receipt for every sale (including income from ancillary activities) made

(d)        Failure to account for trading stock taken for private use

(e)        Failure to recognize income on accrual basis

 

            II          Overstatement of purchases & other expenses as a result of:

(a)                Insufficient/no supporting source documents and records

(b)                 Double-counting or estimation of purchases and expenses

 

III        Wrongful claims for expenses prohibited under S15(1) of the Income Tax Act

(a)                Motor vehicles expenses incurred for non-Q plated passenger vehicles or Q-plated passenger vehicles registered on or after 1 April 1998.

These motor vehicles expenses e.g. petrol, insurance, repair & maintenance and parking are not deductible even if they are incurred for business purposes.

(b)                 Private elements in business expenses e.g. entertainment, refreshment, telephone and traveling/transport etc.

(c)                 Private/domestic expenses e.g. club membership subscriptions, personal medical bills, CPF contributions, insurance, traveling expenses for personal trips etc.

(d)                 Capital expenses e.g. costs of assets, renovation, legal & stamp fees, costs of seminars/conventions for personal development etc.

 

IV         Failure to ascertain the actual closing stock value

 

 V         Failure to report income from other sources

 

VI         Failure to report employee’s benefit

 

Measures to be taken to avoid such errors are also stated in the circular.  For more details on this circular, please refer to http://www.iras.gov.sg.

 

 

2          Income Tax Rate

 

The corporate tax rate will be reduced to 20% with effect from Year of Assessment 2005 (financial year ended 2004).

 

 

3          Tax Exemption for Foreign-Sourced Income for Resident Individuals

 

From Year of Assessment 2005, all foreign-sourced income received in Singapore by resident individuals will be exempted from tax.

 

 

4          Tax Exemption for Singapore-Sourced Investment Income for Individuals from Financial Instruments

 

From Year of Assessment 2005, all Singapore-sourced investment income derived directly by individuals from financial instruments (except standard deposits) will be exempted from tax.

 

 

5          Tax Exemption for Singapore-Sourced Interest Income for Individuals

 

Interest income received by an individual from 1 January 2003 to 31 December 2004 from standard savings, current and fixed deposit accounts with approved banks and finance companies in Singapore is partially exempted from tax.

 

Interest income derived by individuals on or after 1 January 2005 from such standard deposits will be fully exempted from tax.

 

 

6          Tax Exemption Scheme for New Companies

           

The first $100,000 of chargeable income (except Singapore dividends) of new companies will be fully exempt from tax. This exemption is applicable to any of the first 3 consecutive years of assessment falling within the Year of Assessment 2005 to the Year of Assessment 2009, of new qualifying companies. The first Year of Assessment of a qualifying company is the Year of Assessment which relates to the basis period in which the company is incorporated.

 

Conditions for a newly incorporated company to qualify for this tax exemption include:

·         it is incorporated in Singapore;

·         it is a tax resident of Singapore for that Year of Assessment;

·         it has no more than 20 shareholders throughout the basis period relating to that Year of Assessment; and

·         all its shareholders are individuals throughout the basis period relating to that Year of Assessment.

 

 

The above is also available on our website at http://www.philipliew.com.sg and is for general information only.  If you have any queries, please do not hesitate to seek our assistance. 

 

 

Philip Liew & Co

 

April 2004